Blog - Pacific Private Money

The evolving investment landscape has prompted accredited investors to seek innovative strategies for portfolio diversification and growth. Among these, pairing mortgage funds with self-directed IRAs (SDIRAs) stands out as a powerful approach. This combination offers the stability of real estate-backed investments and the tax advantages of SDIRAs, creating a compelling opportunity for those looking to…

As October 2024 unfolds, significant shifts in the economic landscape are influencing where savvy investors should focus their attention. With mortgage rates starting to decline following the recent rate cut, it’s essential for investors to reexamine their strategies. While traditional investment vehicles like Certificates of Deposit (CDs) may have once been a safe bet, alternative…

As we move deeper into 2024, the economic landscape is signaling changes that could significantly impact where investors place their money. With the Federal Reserve likely to adjust interest rates downward, it’s crucial for savvy investors to understand what this means not only for traditional options like Certificates of Deposit (CDs) but also for alternative…

We’re flooded with negative headlines about today’s real estate market. Whether it’s about record-low inventory or record historically high-interest rates, today’s media landscape paints a doom-and-gloom picture designed to elicit feelings of 2008. Here’s a statement you’re not likely to hear: Interest rates are high and likely going up, which can mean opportunities for buyers….

There’s an old, albeit unrefined, adage in media, “If it bleeds, it leads,” which encapsulates the notion that humans are generally drawn to stories of distress or disaster. No matter what the topic is, it’s a tried-and-true premise that negative headlines sell. In the real estate space, investors find themselves frequently presented with negatively focused…

Every investor wants the “best” return for their capital – but how exactly is that defined? The short answer is that it varies based on individual goals. Fundamentally, all investors can agree that they want their money somewhere safe and secure which also produces high yields. In traditional markets, that typically means sacrificing liquidity. What…

Choosing alternative investment options for your portfolio certainly isn’t a new concept, but what has changed is the types of investments that fall under the alternative umbrella. What used to be predominantly private equity and hedge funds has expanded into art, rare wine collections, and even cannabis, depending on the state. But the most “traditional”…

One of the first questions that can arise when deciding how to buy investment property is also one of the most important to answer. Should I go into debt when investing in real estate? Here’s a rule of thumb to address this question: pay down the debt until and unless the return on it is…

Buy Before You Sell Programs Are Not Created Equal Buy Before You Sell programs are all the rage today among real estate agencies. You’ve seen the full-page ads in newspapers and industry periodicals touting buy before you sell as part of what some refer to as “concierge programs”. These are great marketing ideas, but where…

We are thrilled to announce the launch of our new online platform designed to make it easy for you to invest directly in trust deed-secured notes. PrivateMoneyLoans.com provides a secure online marketplace for Trust Deed investors. Investors can research, pledge, and buy sponsored Trust Deeds, including fractional interests online, while enjoying a simplified and efficient…