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Private Money Loans: Who Needs Them and How Are They of Benefit?

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Private Money Loans: Who Needs Them and How Are They of Benefit?

Real estate financing is a complicated thing. That’s true whether you’re an aspiring homeowner, want to fix and flip properties, or are looking for financing to purchase a place for your business to call home. Throw in additional factors like a couple of blemishes on your credit history, the need to finance quickly, or the desire to negotiate repayment…

Who is Pacific Private Money?

Our Mission: Fast, Friendly, and Reliable

At Pacific Private Money, we strive to provide best-in-class alternative financing solutions for real estate transactions in California. Our goal is to not only produce above-market returns, but also deliver safety and security features not found in traditional investments.

All of our loans are funded through private capital — our own plus hundreds of private individuals who seek high, reliable yields backed by California real estate with conservative protective equity.

Our Story

In 2008, we identified a need in underserved capital markets left behind in the wake of the financial crisis. Since then, we have grown quickly by serving the expanding market of borrowers who are unable to secure conventional financing, and by specializing in short-term, fast-funding situations.

Today, Pacific Private Money is one of the most respected and fastest-growing companies in the private capital market space, and has established itself as the market leader for private consumer loans. Our team of experienced professionals has built and earned a reputation for transparency, speed, and reliability.

Like a Bank, But Easier

Why We're a Preferred Lender Option


The team at Pacific Private Money has decades of comprehensive experience in real estate development, underwriting, and finance.

Speed & Security

A combination of efficient and thorough underwriting coupled with a deep investor network and in-house capital allows Pacific Private Money to make intelligent investing decisions quickly.


The company is known for seeing every loan commitment through to close. When we commit to a loan, we close.

Local Focus

We specialize in California real estate. Pacific Private Money and its deep investor network knows and understands regional markets as well as statewide trends.

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