Family of Funds

Pacific Private Money recognizes that there exists a wealth of investment options to choose from. For investors looking for alternatives to the volatility of the stock market or the modest growth of traditional retirement investments such as an IRA, we offer four distinct, secure, high-yield investment opportunities depending on your desired level of involvement.

Scroll the table to the right to view more

Pacific Freedom
Fund
Pacific Private
Money Fund
North Star
Capital Fund
Pacific Southwest
Note Fund
Financial Strategy Short-term
mortgages for resale
Traditional hard
money loans
California
construction loans
Discounted seller
carry-back notes
Financial Objective 6% 7%-8% 10%-12% 7.5%
Preferred Return 6.0% Fixed 7.0% 8.0% 7.5% Fixed
Minimum Investment $250,000 $50,000 $100,000 $50,000
Lockup Period Not Enforced 12 months 12 months Not Enforced
Liquidation Terms 30 Day Notice 30 Day Notice 30 Day Notice 30 Day Notice
Distribution Schedule Monthly Monthly Quarterly Monthly
Use of Leverage No No Up to 33% Optional, to 25%
Assets Under Management $20M $62M $16M $3M
Fund Launch Date May 2020 June 2013 July 2020 August 2020
Learn More Learn More Learn More Learn More

Scroll the table to the right to view more

Interested In Whole or Fractional Notes?

Invest in all or a portion of a single real estate secured loan. Also known as Trust Deed investing, these loans typically pay from 8% to 10% depending on LTV and priority position.

Visit PrivateMoneyLoans.com


Track Record

2000

Loans Funded

1700

Loans Paid Off

0

Loan Losses

$1B

Deployed Since 2008

<1%

Loan Default Rate

7.5%+

Average Annual Yields Paid to Investors

Pacific Private Money funds, on average, 20-30 loans per month. Below are a few of our recently funded loans.

$680,000

Fix & Flip

LTV52%
Term12 months
LocationOakland Hills, CA
Lien Position1st

$245,000

Commercial

LTV37%
Term18 months
LocationOakland, CA
Lien Position1st

$330,000

Non-Owner Occupied, Rehab

LTV70%
Term11 months
LocationPittsburgh, CA
Lien Position2nd

What Our Investors are Saying

Joel L.

Investor

I've bought three notes from Mark this year. They are good clean deals and I will continue buying from Mark. I've been a note investor for almost 30 years.

Read more
Grant L.

Investor

My experience with Pacific Private Money has been one where they have responded to any and all of my questions in a prompt manner. Nam and all staff members have been ..."

Read more
John S.

Investor

I've been with Pacific Private Money for years. Depending on my immediate desire for either high rate of return or freedom to withdraw capital easily, I've invested in first ..."

Read more
Doug B.

Investor

I was an investor in Pacific Private Money Inc. for over five years. My investment consistently performed as advertised throughout the five years, and I had no difficulty ..."

Read more
Carolyn C.

Investor

I’ve been a highly satisfied investor with Pacific Private Money Fund I since 2014. I’m impressed with the competence, integrity, and transparency of PPM’s management team. ..."

Read more
Paul N.

Investor

We invested the minimum in the flagship, but had our reservations at first. We have been working with the Office Manager, Andrea,  and her customer service skills have been ..."

Read more
Tom T.

Investor

I've been invested in the PPM fund via my IRA for just over two years. Nam facilitated a very informative initial due diligence meeting with Mark Hanf in which all of my ..."

Read more
Tim B.

Investor

Pacific Private Money provides my ideal balance of security and liquidity. The PPM Fund gives me regular monthly income at a steady but profitable rate, backed by solid RE ..."

Read more
Beth J.

Investor

I invested a couple of years ago 100k in your mortgage fund. You were recommended by Marion W. I was not familiar with how the fund worked at the time, but it has been a ..."

Read more
Andrew C.

Investor

Although I’m a relatively new investor starting in February 2020, I’ve found people at Pacific Private Money very professional, efficient and friendly. My funds were quickly ..."

Read more
Richard L.

Investor

As a new investor in PPM, I appreciate the responsiveness and professionalism that I have received. Whenever I have a question, either Nam or Andrea respond quickly and ..."

Read more
Eric D.

Investor

I first learned about Mark and Pacific Private Money in 2013 through Marin Magazine, and also from seeing his office when driving through downtown Novato. I invested into his ..."

Read more
Issa A.

Investor

I have been a customer for 3 years, and I have been completely satisfied with the level of service and performance of Pacific. The staff are professional and took care of all ..."

Read more
Nicole S.

Investor

I was introduced to PPM three years ago while finishing up my divorce. I was new to managing my investments, and am so appreciative of the thorough education on PPM that I ..."

Read more
Michael K.

Investor

Great experience working with PPM personnel. The return on investment were as promised and more averaging between 7.5% to 8% compounded interest. Mark Hanf is a professional ..."

Read more
Bill B

Investor

As a long time money manager and investor with Pacific Private Money, I was attracted to the secure investment benefits the PPM pool fund presents. I’m a big believer in ..."

Read more
Mikol D.

Investor

I have been an investor with Pacific Private Money along with my 95 year old mother and my sister. They were referred by our trusted financial advisor. He is extremely ..."

Read more
Steven J.

Investor

I was impressed with the knowledge of the industry this team has. Very transparent discussions and data in the monthly reporting process. I have been pleased with the results ..."

Read more
Ed R.

Investor

Last year when I sold an investment property owned by my self directed IRA, I needed a place to put the money and get a solid return on my investment. Pacific Private Money ..."

Read more
Joseph Z.

Investor

I have been a client with PPM for over 6 yrs, and I have invested in several trust deeds. Some were first TD's and some were 2 TD's. All have paid on time and never had a ..."

Read more
Lee L.

Investor

My wife and I have been with Pacific Private Money for many years. Their staff is incredibly responsive, honest and most helpful. We could not possibly have received the ..."

Read more
Richard R.

Rehabber & Client

Mark Hanf and his Pacific Private money team are incredible. Mark is courteous and professional, his attention to detail and hands on approach translate into smooth and ..."

Read more
Joel

CEO

Hey Mark - I'm back in the country and just wanted to drop you a line to say thanks to you and your team for a job well done. It was smooth and most important, you made me ..."

Read more
Brian K.

Operations Manager for the Legacy Group

We rely on Mark Hanf and his Pacific Private Money team for many of our property purchases in Northern California. We do multiple deals each month, and some of those are in ..."

Read more
K. S.

Real Estate Owner

Exactly by the date that Mark and Lisa projected, I received my funding. This was my first time having to resort to "hard" money, but had I the luck of contacting Mark and ..."

Read more
Lance C.

Real Estate Investor

I have been working with Mark Hanf and the crew at Pacific Private Money Loans for a while now. The professionalism and speed Mark's team operates is second to none. ..."

Read more
Mihael L.

Investor

Mark and his team were very helpful in putting my Fairfield, Ca. deal together. I will use them for future deals. They understand the need to move quickly.

Read more
Salvatore R.

Senior Vice President

Hi Mark, I want to thak you and your staff for working diligently on behalf of Claudia and myself in educating us in investing in deeds of trust. Your staff has gone the ..."

Read more
Doug C.

Mark has been helping me build my IRA securely over the last 3 years by investing in the fund and in private loans. He has always been available to answer questions. His ..."

Read more
Scott B.

Mortgage Investor

I really cannot say enough about Mark and his team who saved my client his very important transaction. My purchase loan with an institutional lender went sideways the day ..."

Read more
Joel L.

Investor

I've bought three notes from Mark this year. They are good clean deals and I will continue buying from Mark. I've been a note investor for almost 30 years.

Read more
Mike H.

Business Owner

Mark and the entire staff at Pacific Private Money Loans are awesome. They had to rush to get my deal done, and although it was a lot of work it was accomplished earlier than ..."

Read more
Joe A.

DDS & Real Estate Investor

Mark Hanf & his company are brilliant and so committed to client satisfaction! Our first contact resulted in a confirmed successful loan in approximately 5 hours! Since ..."

Read more
A.L.

Homebuyer

We were very pleased with the loan we received from Pacific. The service from the staff, including Rick, Jordynn and Mirka was very good. They were always response and ..."

Read more
J. Z.

Independent Financial Advisor

I was looking for a low risk investment to increase my return on my bank deposits. I discovered Mark Hanf and PPMl and drove to question them in their Novato office.. Mark ..."

Read more
Anonymous

Thank you, thank you, thank you to Rick and Mike from Pacific Private Money. These two absolutely terrific guys helped us refinance our property and literally turned our ..."

Read more
Gregory R. H.

Developer

We had a loan which was impossible via conventional lending. Pacific Money got us the funds we requested and more. A fantastic team and I am now recommending them to my ..."

Read more
Tom Z.

Pacific Money presents solid lending opportunities and processes transactions with detail and care. I've been impressed with every member of the team and highly recommend ..."

Read more
Suzi

Entertainment Professional

As an executive working in the entertainment business, I couldn't be more difficult to please, which is why I couldn't be happier recommending Pacific Private Money. They are ..."

Read more
Arlene S.

We have invested in mortgages with Pacific Private Money and have found them professional, competent and reliable.

Read more
David Michalek

Individual Investor

PPM continues to do an excellent job. Their staff is professional and helpful. Most importantly they communicate clearly and effectively.

Read more
Anonymous

The team at Pacific Private Money are extremely knowledgeable and do their best to assist you. The customer service is stellar. Quality service and people, high intelligence, ..."

Read more
Gaelon

Owner

Pacific Private Money is as advertised they get the job done period. The staff is efficient, knowledgeable, and they have someone is place for every step of the way. They ..."

Read more
Anonymous

Property Owner

Five stars. Prompt "yes" and delivered as promised in very efficient, timely, and common sense manner.

Read more
Vivien

Owner of Weller House Inn

I can highly recommend Pacific Private Money. They met my needs promptly, in spite of unusual details which had been too challenging for several other hard money lending ..."

Read more
Sky Pace

CEO of Brix Beverage

Using Pacific Private Funding to complete a 2nd on my home was not only one of the easiest things I have ever experienced in the lending arena, but the fastest as well. The ..."

Read more
Brandon

New Home Owner

Pacific Private Money saved me. I was in contract to buy a house and a week before Close of escrow our loan was declined. I called Pacific Private Money and they looked at ..."

Read more
Arthur H. Sutter

Retired CEO

I have done business with Pacific Mortgage for almost 5 years. Before my retirement I was CEO of two companies which did business in Mortgage Loans and Real Estate. The ..."

Read more
Mary Marcina

Lender

A trusted friend recently recommended Pacific Private Investments. From my initial contact until completion of my first loan funding, I felt in the caring hands of a ..."

Read more
Kathleen Bowman

Entrepreneur

My whole transaction with Pacific Private Money was very professional and extremely easy!!! They followed through exactly with the quotes I first received. In my opinion, ..."

Read more
Russell Roesner

Broker and Borrower

Mark is one of the good guys in the private lending business. He is intelligent, hard working, reliable, and most important, honest as well. I would recommend doing business ..."

Read more
Eric Andrewsen

Investor

After retiring from the buy-remodel-sell real estate business, it was only natural for me to go into the business of lending to people in the same line of work, as well as ..."

Read more
James Clifford

President of Beach Street Builders, Inc.

Pacific Private Money did an outstanding job with our transaction, they were timely, came through on their commitment, very attentive and professional. I would highly ..."

Read more
David Hidalgo-Foster

Investor

Very experienced and resourceful Lender. Fast response time help us close deals and excel in our industry. I highly recommend contacting PPM, they funded one of my rehab ..."

Read more