Bob P.


By the way, I just want to tell you how happy I am with my investment in the Freedom fund. At the time I invested in that, about 6 months ago, I had other money I put into the stock market. Of course, the stock market went into the toilet, but I can count on a steady 9% interest in the Freedom Fund. I wish I had put it all in there! I have a friend who is in a similar situation, and she put her money in some fund where it is tied up for a year and she gets only 6%. I just referred her to your funds yesterday.
Joel L.


It has been a pleasure working with the staff of Pacific Private Money; the team is responsive and knowledgeable. We are very pleased with the financial returns and security of our investments. We look forward to the monthly reports, and Mark's Bay Area narrative of economic activity.
Grant L.


My experience with Pacific Private Money has been one where they have responded to any and all of my questions in a prompt manner. Nam and all staff members have been informative and polite. I would recommend their service to my friends and family.
John S.


I've been with Pacific Private Money for years. Depending on my immediate desire for either high rate of return or freedom to withdraw capital easily, I've invested in first mortgages, second mortgages, and one of the funds. Never once have I been disappointed, or failed to achieve my goals. In addition, PPM makes a real effort to communicate. My questions are always answered in a timely manner, and when I need documents, I get them immediately. PPM is an organization of real integrity as well. I highly recommend PPM as an important part of your investing portfolio, especially in this era of low returns.
Doug B.


I was an investor in Pacific Private Money Inc. for over five years. My investment consistently performed as advertised throughout the five years, and I had no difficulty recovering my full investment when I pulled out. Also, the staff at Pacific Private is responsive, knowledgeable, and always eager to help. If you seek an alternative investment that pays steady income, I recommend that you explore the options offered by Pacific Private Money, Inc.
Carolyn C.


I’ve been a highly satisfied investor with Pacific Private Money Fund I since 2014. I’m impressed with the competence, integrity, and transparency of PPM’s management team. They follow a careful methodology for selecting only high-potential, low-risk loans. If a default does occur, so far they have always been able to turn it into a profit for the Fund. The Fund is set up so that investors get paid first, and managers second. Financials are administered by a third-party organization. I’m even more impressed with the individual accessibility of the managers. At the beginning of the COVID epidemic, I was worried about the state of the economy and its impact on Pacific Private Money. I peppered Mark and Nam with questions. Even during this initial turmoil, they took the time to patiently and honestly address each of my concerns in depth, first over the phone and then in a follow-up email. They backed up their answers with factual information and specific examples. I was relieved! In these uncertain times, it’s comforting to hold an investment that doesn’t keep me up at night, yet brings in a reliable return. I’m sure grateful that a friend told me about this fund, and that I took the steps to invest in it. I’ve never regretted my decision.
Paul N.


We invested the minimum in the flagship, but had our reservations at first. We have been working with the Office Manager, Andrea,  and her customer service skills have been outstanding. She gave us the confidence in PPM to add funds to our original position.
Tom T.


I've been invested in the PPM fund via my IRA for just over two years. Nam facilitated a very informative initial due diligence meeting with Mark Hanf in which all of my questions and potential concerns were well satisfied. He then coordinated with my IRA custodian, and made the initial and subsequent addition of funds in my second year very straightforward and timely. The fund has consistently delivered on-time monthly returns equal to or higher than stated expectations. Monthly statements and fund reporting are also very timely and informative. I'm very impressed with the quality of the team at PPM. They have an excellent grasp on the market they serve, with the result being reasonably safe and excellent returns to us investors.
Tim B.


Pacific Private Money provides my ideal balance of security and liquidity. The PPM Fund gives me regular monthly income at a steady but profitable rate, backed by solid RE loans with solid LTVs. The Freedom Fund earns about 7x the return available from the best bank savings account, and still provides liquidity as needed. PPM staff are easy to deal with, knowledgable and experienced. Personally, I prefer RE backed investing with a trustworthy company to the vagaries of the stock market.
Beth J.


I invested a couple of years ago 100k in your mortgage fund. You were recommended by Marion W. I was not familiar with how the fund worked at the time, but it has been a great way for me to have Guaranteed monthly income and have a secure investment with my retirement income. I am considering investing more of my 401 K, and will call to talk about that soon with you.
Andrew C.


Although I’m a relatively new investor starting in February 2020, I’ve found people at Pacific Private Money very professional, efficient and friendly. My funds were quickly deployed and statements monthly are online so your asset holdings are clearly transparent.
Richard L.


As a new investor in PPM, I appreciate the responsiveness and professionalism that I have received. Whenever I have a question, either Nam or Andrea respond quickly and courteously. I also value the monthly-member reports, timely statements/payments, and periodic company webinars that are recorded and open to the public. They offer the latest fund information, insights into current and future housing/lending market, and answers to audience questions to provide a high level of transparency.
Eric D.


I first learned about Mark and Pacific Private Money in 2013 through Marin Magazine, and also from seeing his office when driving through downtown Novato. I invested into his fund along with a separate investment into a hard money loan in 2013. The process was seamless, and everyone who I interacted with was professional and knowledgeable. It also was nice to be able to go into the Novato office and meet and talk with Mark and his team. Many times these investment opportunities are done through individuals and companies across the USA, so having someone local and a part of the community was a plus for me. These were some of my first ever investments into real estate, and it was a great experience on all fronts. The hard money loan and investment fund performed as expected. All payments and distributions were made on time, and I never had to follow up on any items. Pacific Private Money was very organized and provided me with everything I needed (tax forms, statements, summaries, etc.) - Thank you!
Issa A.


I have been a customer for 3 years, and I have been completely satisfied with the level of service and performance of Pacific. The staff are professional and took care of all my needs.
Nicole S.


I was introduced to PPM three years ago while finishing up my divorce. I was new to managing my investments, and am so appreciative of the thorough education on PPM that I received from their team. As a single parent that works in a therapeutic and educational field, I need a solid and lucrative investment plan to provide economic stability for my children and I. I am thrilled at how well I have done with PPM, and have such a greater level of confidence in my ability to succeed financially in today’s world. Having passive income without high risk allows me to focus on my children and career. I am proud of the successful person that PPM has helped me to become. It is truly life changing for me. Thank you PPM!
Michael K.


Great experience working with PPM personnel. The return on investment were as promised and more averaging between 7.5% to 8% compounded interest. Mark Hanf is a professional who knows his stuff really well. Nam is amazing and easy to work with. Always a pleasure to work with everyone at PPM. I would recommend them to anyone.
Bill B


As a long time money manager and investor with Pacific Private Money, I was attracted to the secure investment benefits the PPM pool fund presents. I’m a big believer in secured investments that offer flexibility, and in my case a monthly distribution of guaranteed income. Over time, I have invested multiple times in the fund which has always met or exceeded projections. Mark Hanf is a conscientious and competent fund manager who maintains consistent discipline in high quality underwriting standards and risk management, to which his track record and success is a testament. I'm also consistently impressed with the communication and customer service - the PPM team is accessible, professional, knowledgeable, and patient.  It all adds up to the return vs. risk being tremendously attractive, and I'm happy and sleep well at night having my money working with such great people.
Mikol D.


I have been an investor with Pacific Private Money along with my 95 year old mother and my sister. They were referred by our trusted financial advisor. He is extremely conservative in his advice considering RISK being the major concern. Pacific is extremely transparent on their monthly accounting and distributions. I trust them because they have earned it over the many years they have safely invested my money.
Steven J.


I was impressed with the knowledge of the industry this team has. Very transparent discussions and data in the monthly reporting process. I have been pleased with the results of my investment thus far, and have convinced other friends/family to invest.
Ed R.


Last year when I sold an investment property owned by my self directed IRA, I needed a place to put the money and get a solid return on my investment. Pacific Private Money thoroughly explained the process, and how the money would be invested. The process was very smooth, and they have been paying me consistent monthly income as promised.
Joseph Z.


I have been a client with PPM for over 6 yrs, and I have invested in several trust deeds. Some were first TD's and some were 2 TD's. All have paid on time and never had a late payment. The staff has been helpful and always answers the phone. PPM has earned my trust and confidence.
Lee L.


My wife and I have been with Pacific Private Money for many years. Their staff is incredibly responsive, honest and most helpful. We could not possibly have received the returns we have enjoyed and the reliability that we have come to appreciate with another firm. Their professionalism, attention to detail and timeliness have to be experienced to be believed.
Richard R.

Rehabber & Client

Mark Hanf and his Pacific Private money team are incredible. Mark is courteous and professional, his attention to detail and hands on approach translate into smooth and efficient transactions. Our business has become extremely successful and grown exponentially since we began doing business together. We have purchased, rehabbed and sold numerous properties together to our mutual benefit. It is a pleasure doing business with them all.


Hey Mark - I'm back in the country and just wanted to drop you a line to say thanks to you and your team for a job well done. It was smooth and most important, you made me look good in front of my client. I look forward to doing much more business in the future as the opportunity arises. Have a great weekend!
Brian K.

Operations Manager for the Legacy Group

We rely on Mark Hanf and his Pacific Private Money team for many of our property purchases in Northern California. We do multiple deals each month, and some of those are in the Bay Area. If we need short-term financing we need it done right. Mark and his team do it right - fast, friendly, dependable, and professional!
K. S.

Real Estate Owner

Exactly by the date that Mark and Lisa projected, I received my funding. This was my first time having to resort to "hard" money, but had I the luck of contacting Mark and Lisa first, I would not have known why it was called "hard" money, so relatively easy and reasonable did they make it.

Unfortunately, the majority of companies I contacted prior to them strung me along and gave me misleading promises. In the end, after stalling and giving false hope, they could not deliver on their promises - either I would somehow suddenly not qualify, or, (probably speculating on the state of my need), the terms of the loan finally offered would end up being exorbitant.

So by the time I ran across Mark and Lisa, I was quite skeptical - especially since they were very personable and reasonable sounding while making their promises. I thought to myself, "Fat chance - nice and effective in this industry?!" Lo and behold though, in 2 weeks time they did come through with the funding for my exceptional case! Best of all, from the very beginning, they accurately told me what they could and could not do and when. Thanks a lot Mark and Lisa - with your no-nonsense approach and competence, and a great crew, you are a breath of fresh air!

Lance C.

Real Estate Investor

I have been working with Mark Hanf and the crew at Pacific Private Money Loans for a while now. The professionalism and speed Mark's team operates is second to none. Conventional lenders should take note from Mark as he gets deals closed without the stress or delays that typically happen with conventional loans. I am relocating out of state and will greatly miss working with Mark and the Pacific Private Money team!
Mihael L.


Mark and his team were very helpful in putting my Fairfield, Ca. deal together. I will use them for future deals. They understand the need to move quickly.
Salvatore R.

Senior Vice President

Hi Mark, I want to thak you and your staff for working diligently on behalf of Claudia and myself in educating us in investing in deeds of trust. Your staff has gone the extra mile, keeping us appraised of all the steps - whether they be who is the title company, escrow officer or appraisals Please keep us in mind for further opportunities as they come up.
Doug C.

Mark has been helping me build my IRA securely over the last 3 years by investing in the fund and in private loans. He has always been available to answer questions. His office staff are very competent and they take care of the details to make this complex business quite easy for me. I will continue to invest with Pacific Private Money in confidence. My only regret is that I did not begin to invest sooner with Mark.
Scott B.

Mortgage Investor

I really cannot say enough about Mark and his team who saved my client his very important transaction. My purchase loan with an institutional lender went sideways the day before we were scheduled to close. Mark had loan documents in title in 48 hours and we closed the following business day. My client thinks I am a hero but it was really Mark who saved the day.
Joel L.


I've bought three notes from Mark this year. They are good clean deals and I will continue buying from Mark. I've been a note investor for almost 30 years.
Mike H.

Business Owner

Mark and the entire staff at Pacific Private Money Loans are awesome. They had to rush to get my deal done, and although it was a lot of work it was accomplished earlier than planned. I would contact them for future lending needs!!! We were able to fund the loan on time and the fees weren't excessive. They are fair, honest, and although lots of people say they are ethical in this business, PPML is truly just that.
Joe A.

DDS & Real Estate Investor

Mark Hanf & his company are brilliant and so committed to client satisfaction! Our first contact resulted in a confirmed successful loan in approximately 5 hours! Since then we have placed two more loans with equal satisfaction! If you are an investor or a first time buyer, Mark Hanf & Pacific Private Money are a great world class choice!


We were very pleased with the loan we received from Pacific. The service from the staff, including Rick, Jordynn and Mirka was very good. They were always response and efficient. Our loan closed on time and within the agreed terms.
J. Z.

Independent Financial Advisor

I was looking for a low risk investment to increase my return on my bank deposits. I discovered Mark Hanf and PPMl and drove to question them in their Novato office.. Mark sat down with me and my wife and explained everything regarding the investment. A month later Mark called us with a trust deed opportunity and we made the decision to go forward. We have received every interest payment on time as promised and recently the note paid us back in full. We are now on our next investment with Mark. He could not have made the entire the process any easer.

Property Owner

Five stars. Prompt "yes" and delivered as promised in very efficient, timely, and common sense manner.
Gregory R. H.


We had a loan which was impossible via conventional lending. Pacific Money got us the funds we requested and more. A fantastic team and I am now recommending them to my associates.. I will definitely work with them again in my future projects.
Tom Z.

Pacific Money presents solid lending opportunities and processes transactions with detail and care. I've been impressed with every member of the team and highly recommend them.

Entertainment Professional

As an executive working in the entertainment business, I couldn't be more difficult to please, which is why I couldn't be happier recommending Pacific Private Money. They are an amazing group of well versed financial experts who understood my needs and stepped up to the plate throughout the refinancing process. Prompt, polite, knowledgeable and at all times professional, I was treated with the utmost respect and concern for my financial well being. I highly recommend Pacific Private Money to anyone looking to invest in a startup, refinance their home or seeking expansion capital. They are the best financial group I've ever had the pleasure of working with!!
Arlene S.

We have invested in mortgages with Pacific Private Money and have found them professional, competent and reliable.
David Michalek

Individual Investor

PPM continues to do an excellent job. Their staff is professional and helpful. Most importantly they communicate clearly and effectively.

The team at Pacific Private Money are extremely knowledgeable and do their best to assist you. The customer service is stellar. Quality service and people, high intelligence, friendly and caring makes this group shoulders above the rest!


Pacific Private Money is as advertised they get the job done period. The staff is efficient, knowledgeable, and they have someone is place for every step of the way. They work together as a team which really speeds up the process. Nowadays conventional Banks are taking longer and longer for financing in additions to asking for every piece of documentation including your DNA. This is definitely the route to go for people looking for short term money with good pricing. From my 1st phone call just to inquire about a loan to approximately 35 days later money was in my account, and this was during the busiest time of year Christmas and New Year's. I'd defiantly use there services again in the future THANKS PACIFIC PRIVATE MONEY, INC.

Thank you, thank you, thank you to Rick and Mike from Pacific Private Money. These two absolutely terrific guys helped us refinance our property and literally turned our lives around. The details are too complicated to explain, but suffice to say that Mike and Rick went above and beyond to help us find the best possible scenario for our refinancing and really took great care of us along the way. Not only were these two men incredibly professional, but showed tremendous heart when it came time to look at the reality of our situation and not just the numbers on the page.

Owner of Weller House Inn

I can highly recommend Pacific Private Money. They met my needs promptly, in spite of unusual details which had been too challenging for several other hard money lending companies. All the members of the staff who worked to bring my loan about were courteous, professional, and easy to deal with. As a team, they managed the loan process so it was seamless and streamlined. I will be very happy to work with them in the future, as they seem versatile and able to match special needs with suitable investors.
Sky Pace

CEO of Brix Beverage

Using Pacific Private Funding to complete a 2nd on my home was not only one of the easiest things I have ever experienced in the lending arena, but the fastest as well. The team at Pacific Private money communicated with me every step of the way and made the entire experience hassle free. They have streamlined their processes to insure you get what you want, and when you want it-- right down to having a notary ready on my time, unlike many other experiences.

New Home Owner

Pacific Private Money saved me. I was in contract to buy a house and a week before Close of escrow our loan was declined. I called Pacific Private Money and they looked at the scenario. Within 24 hours of submitting my documents and application they approved the loan and we were able to close on time.i am so happy to have my house as prices keep rising, and inventory is very limited.
Arthur H. Sutter

Retired CEO

I have done business with Pacific Mortgage for almost 5 years. Before my retirement I was CEO of two companies which did business in Mortgage Loans and Real Estate. The investments are excellent and the staff are very professional. Mark Huff is always available to discuss issues. I recommend this company to both family and friends.
Mary Marcina


A trusted friend recently recommended Pacific Private Investments. From my initial contact until completion of my first loan funding, I felt in the caring hands of a thoroughly competent team. Thank you for this opportunity!
Kathleen Bowman


My whole transaction with Pacific Private Money was very professional and extremely easy!!! They followed through exactly with the quotes I first received. In my opinion, this makes them top-knotch. No switching numbers at the last minute. Just a quick application and that was it. Thank you Pacific Money for making it possible!
Russell Roesner

Broker and Borrower

Mark is one of the good guys in the private lending business. He is intelligent, hard working, reliable, and most important, honest as well. I would recommend doing business with Pacific Private Money and Mark Hanf without hesitation. Case and point........I went to Mark's office on a Friday for a loan and received the funds at the pricing and terms he promised the following Wednesday! Thanks Mark!
Eric Andrewsen


After retiring from the buy-remodel-sell real estate business, it was only natural for me to go into the business of lending to people in the same line of work, as well as people who just need loans. Pacific Private Money has been very helpful in finding numerous lending opportunities for me since 2011. PPM has also been helpful in answering numerous questions and providing general navigation through the lending process. Since they service most of the loans, the process is as simple as receiving an email statement and a mailed check each month. I've never had a problem getting paid on time. Thanks for finding all those great deals for me!
James Clifford

President of Beach Street Builders, Inc.

Pacific Private Money did an outstanding job with our transaction, they were timely, came through on their commitment, very attentive and professional. I would highly recommend them to anyone looking for a quick transaction turn around.
David Hidalgo-Foster


Very experienced and resourceful Lender. Fast response time help us close deals and excel in our industry. I highly recommend contacting PPM, they funded one of my rehab projects in few days from submission to funding. Is a value added lending partner that I will use again on future rehabs.