Alternative Investments | Pacific Private Money

Mortgage Fund Investments

At Pacific Private Money, we understand that today’s investors face a wide array of choices when it comes to growing and protecting their wealth. For those seeking alternatives to the volatility of the stock market or the modest returns of traditional investments such as CDs and IRAs, we offer a suite of three professionally managed real estate funds tailored to meet varying levels of involvement and investment goals.

Our funds are designed to provide consistent, competitive returns, leveraging real estate-backed loans to deliver secure and predictable income streams. Whether you’re looking for monthly distributions, fixed returns, or opportunities in short-term commercial or bridge loans, Pacific Private Money’s funds offer a reliable way to diversify your portfolio while minimizing risk.

Why Invest in Our Funds?

Stable Returns: Our funds aim to deliver returns ranging from 7% to over 10% annually, depending on the fund.
Real Estate Security: Investments are secured by tangible real estate assets with conservative loan-to-value (LTV) ratios.
No Surprises: Unlike other investment vehicles, our funds operate without capital calls or performance-driven distribution interruptions.
Hands-Free Management: With a seasoned team of experts managing your investment, you can enjoy peace of mind and predictable growth.

With over 16 years of experience and $2 billion in real estate loans originated, Pacific Private Money has built a solid reputation for delivering reliable returns and protecting investor capital. Celebrating 16 years in business with a flawless track record of never missing a distribution, our funds are an excellent choice for those seeking financial growth while avoiding the unpredictability of traditional markets.

Explore Our Two Funds Below.

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	Pacific Freedom Fund	Arrival Fund I
Financial Strategy	Short-term mortgages for resale	Short-term mortgages for resale
Financial Objective	7%-9%*	10%
Preferred Return	7%-9% Fixed	10.0% Fixed
Minimum Investment	$50,000	$50,000
Lockup Period	12 months	12 months
Distribution Schedule	Monthly	Quarterly
Use of Leverage	No	No
Assets Under Management	$71M	$2M
Fund Launch Date	May 2020	October 2024
Fund Availability	Open for New Capital	Open for New Capital
	Learn More	Learn More

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Trust Deed Investments

At Pacific Private Money, we offer the opportunity to invest in all or a portion of a single real estate-secured loan, providing a hands-on approach to private lending. Commonly referred to as Trust Deed investing, these loans are backed by tangible real estate assets, ensuring a level of security not typically found in other investments.

Trust Deed investments allow you to earn competitive returns, typically ranging from 9% to 11% annually, depending on the loan-to-value (LTV) ratio and the priority position of the loan (e.g., first or second lien). As an investor, you gain direct exposure to a specific loan while enjoying the benefits of monthly interest payments and the confidence of investing in real estate-backed opportunities.

This option is ideal for investors who prefer more control and transparency, as you can review individual loan opportunities and select those that align with your investment goals. Whether you’re looking for steady income or a shorter-term investment, Trust Deed investing provides a flexible and rewarding way to diversify your portfolio.

Recent Trust Deed Investments

$1,200,000

Trust Deed

LTV	50%
Term	12 Months
Location	Los Angeles, CA
Lien Position	1st

$750,000

Trust Deed

LTV	52%
Term	12 Months
Location	Orinda, CA
Lien Position	2nd

$1,762,000

Trust Deed

LTV	53%
Term	11 Months
Location	San Clemente, CA
Lien Position	1st and 2nd

Learn More

What Our Investors are Saying

Joel L.

Investor

I've bought three notes from Mark this year. They are good clean deals and I will continue buying from Mark. I've been a note investor for almost 30 years.

Grant L.

Investor

My experience with Pacific Private Money has been one where they have responded to any and all of my questions in a prompt manner. Nam and all staff members have been ..."

John S.

Investor

I've been with Pacific Private Money for years. Depending on my immediate desire for either high rate of return or freedom to withdraw capital easily, I've invested in first ..."

Carolyn C.

Investor

I’ve been a highly satisfied investor with Pacific Private Money Fund I since 2014. I’m impressed with the competence, integrity, and transparency of PPM’s management team. ..."

Paul N.

Investor

We invested the minimum in the flagship, but had our reservations at first. We have been working with the Office Manager, Andrea, and her customer service skills have been ..."

Tom T.

Investor

I've been invested in the PPM fund via my IRA for just over two years. Nam facilitated a very informative initial due diligence meeting with Mark Hanf in which all of my ..."

Tim B.

Investor

Pacific Private Money provides my ideal balance of security and liquidity. The PPM Fund gives me regular monthly income at a steady but profitable rate, backed by solid RE ..."

Andrew C.

Investor

Although I’m a relatively new investor starting in February 2020, I’ve found people at Pacific Private Money very professional, efficient and friendly. My funds were quickly ..."

Richard L.

Investor

As a new investor in PPM, I appreciate the responsiveness and professionalism that I have received. Whenever I have a question, either Nam or Andrea respond quickly and ..."

Eric D.

Investor

I first learned about Mark and Pacific Private Money in 2013 through Marin Magazine, and also from seeing his office when driving through downtown Novato. I invested into his ..."

Issa A.

Investor

I have been a customer for 3 years, and I have been completely satisfied with the level of service and performance of Pacific. The staff are professional and took care of all ..."

Nicole S.

Investor

I was introduced to PPM three years ago while finishing up my divorce. I was new to managing my investments, and am so appreciative of the thorough education on PPM that I ..."

Michael K.

Investor

Great experience working with PPM personnel. The return on investment were as promised and more averaging between 7.5% to 8% compounded interest. Mark Hanf is a professional ..."

Mikol D.

Investor

I have been an investor with Pacific Private Money along with my 95 year old mother and my sister. They were referred by our trusted financial advisor. He is extremely ..."

Steven J.

Investor

I was impressed with the knowledge of the industry this team has. Very transparent discussions and data in the monthly reporting process. I have been pleased with the results ..."

Ed R.

Investor

Last year when I sold an investment property owned by my self directed IRA, I needed a place to put the money and get a solid return on my investment. Pacific Private Money ..."

Joseph Z.

Investor

I have been a client with PPM for over 6 yrs, and I have invested in several trust deeds. Some were first TD's and some were 2 TD's. All have paid on time and never had a ..."

Lee L.

Investor

My wife and I have been with Pacific Private Money for many years. Their staff is incredibly responsive, honest and most helpful. We could not possibly have received the ..."

Richard R.

Rehabber & Client

Mark Hanf and his Pacific Private money team are incredible. Mark is courteous and professional, his attention to detail and hands on approach translate into smooth and ..."

Brian K.

Operations Manager for the Legacy Group

We rely on Mark Hanf and his Pacific Private Money team for many of our property purchases in Northern California. We do multiple deals each month, and some of those are in ..."

K. S.

Real Estate Owner

Exactly by the date that Mark and Lisa projected, I received my funding. This was my first time having to resort to "hard" money, but had I the luck of contacting Mark and ..."

Lance C.

Real Estate Investor

I have been working with Mark Hanf and the crew at Pacific Private Money Loans for a while now. The professionalism and speed Mark's team operates is second to none. ..."

Mihael L.

Investor

Mark and his team were very helpful in putting my Fairfield, Ca. deal together. I will use them for future deals. They understand the need to move quickly.

Salvatore R.

Senior Vice President

Hi Mark, I want to thak you and your staff for working diligently on behalf of Claudia and myself in educating us in investing in deeds of trust. Your staff has gone the ..."

Doug C.

Mark has been helping me build my IRA securely over the last 3 years by investing in the fund and in private loans. He has always been available to answer questions. His ..."

Scott B.

Mortgage Investor

I really cannot say enough about Mark and his team who saved my client his very important transaction. My purchase loan with an institutional lender went sideways the day ..."

Joel L.

Investor

I've bought three notes from Mark this year. They are good clean deals and I will continue buying from Mark. I've been a note investor for almost 30 years.

Mike H.

Business Owner

Mark and the entire staff at Pacific Private Money Loans are awesome. They had to rush to get my deal done, and although it was a lot of work it was accomplished earlier than ..."

Joe A.

DDS & Real Estate Investor

Mark Hanf & his company are brilliant and so committed to client satisfaction! Our first contact resulted in a confirmed successful loan in approximately 5 hours! Since ..."

A.L.

Homebuyer

We were very pleased with the loan we received from Pacific. The service from the staff, including Rick, Jordynn and Mirka was very good. They were always response and ..."

J. Z.

Independent Financial Advisor

I was looking for a low risk investment to increase my return on my bank deposits. I discovered Mark Hanf and PPMI and drove to question them in their Novato office.. Mark ..."

Gregory R. H.

Developer

We had a loan which was impossible via conventional lending. Pacific Money got us the funds we requested and more. A fantastic team and I am now recommending them to my ..."

Tom Z.

Pacific Money presents solid lending opportunities and processes transactions with detail and care. I've been impressed with every member of the team and highly recommend ..."

Arlene S.

We have invested in mortgages with Pacific Private Money and have found them professional, competent and reliable.

David M.

Individual Investor

PPM continues to do an excellent job. Their staff is professional and helpful. Most importantly they communicate clearly and effectively.

Gaelon

Owner

Pacific Private Money is as advertised they get the job done period. The staff is efficient, knowledgeable, and they have someone is place for every step of the way. They ..."

Vivien

Owner of Weller House Inn

I can highly recommend Pacific Private Money. They met my needs promptly, in spite of unusual details which had been too challenging for several other hard money lending ..."

Sky P.

CEO of Brix Beverage

Using Pacific Private Funding to complete a 2nd on my home was not only one of the easiest things I have ever experienced in the lending arena, but the fastest as well. The ..."

Brandon

New Home Owner

Pacific Private Money saved me. I was in contract to buy a house and a week before Close of escrow our loan was declined. I called Pacific Private Money and they looked at ..."

Arthur S.

Retired CEO

I have done business with Pacific Mortgage for almost 5 years. Before my retirement I was CEO of two companies which did business in Mortgage Loans and Real Estate. The ..."

Mary M.

Lender

A trusted friend recently recommended Pacific Private Investments. From my initial contact until completion of my first loan funding, I felt in the caring hands of a ..."

Kathleen B.

Entrepreneur

My whole transaction with Pacific Private Money was very professional and extremely easy!!! They followed through exactly with the quotes I first received. In my opinion, ..."

Russell R.

Broker and Borrower

Mark is one of the good guys in the private lending business. He is intelligent, hard working, reliable, and most important, honest as well. I would recommend doing business ..."

Eric A.

Investor

After retiring from the buy-remodel-sell real estate business, it was only natural for me to go into the business of lending to people in the same line of work, as well as ..."

James C.

President of Beach Street Builders, Inc.

Pacific Private Money did an outstanding job with our transaction, they were timely, came through on their commitment, very attentive and professional. I would highly ..."

David H.

Investor

Very experienced and resourceful Lender. Fast response time help us close deals and excel in our industry. I highly recommend contacting PPM, they funded one of my rehab ..."

Frequently Asked Questions (FAQs)

Find answers to common questions about alternative investment funds. These high yield funds can be a great way to diversify your portfolio. Looking for more info? Explore our in-depth FAQ, covering a variety of topics.

What are alternative investment fund types?

In essence, Alt investments are alternatives to traditional stock, bonds, CD’s and money market accounts. A major difference is that traditional investments are traded on a securities exchange, and most alternative investments are non-traded. These Alt’s are offered directly to investors through broker-dealers, financial advisors or direct from the company offering the investment. Popular Alt’s today include non-traded Real Estate Investment Trusts (REIT)s, Limited Partnerships, Private Placements and real estate-secured deeds. We offer two types of alternative investments, a family of private placement mortgage funds and individual trust deeds. These high yield investment funds and trust deeds can be an important component of a well-performing portfolio. Real estate debt-secured investments offer certain safety and security features that can limit downside in the event of a major market correction.

What is a private placement alternative investment?

A private placement is a type of security that is exempt from full registration under federal securities law. Private placements provide investors with disclosure information through an offering memorandum. This disclosure document, often referred to as private placement memorandum, includes a summary of the offering terms, risks associated with the investment and a full description of the issuing company.

Should I invest in trust deeds or mortgage pool funds?

Which type is best for you depends on your personal investment profile. Alternative funds are a more passive investment, while investing in trust deeds requires active involvement. Another key difference is control. With a mortgage fund, control of how capital is invested resides with the manager. With trust deeds, the investor decides which loan to purchase. Moving some of your profits from traditional investment types to high yielding funds and trust deeds can be one method to re-balance a portfolio.

How is your risk diversified in a High Yield Fund?

High yield investment funds spread the risk over all of the loans in the portfolio. If a borrower defaults on a loan in the fund, this will generally not make a significant impact on the shareholder earnings. This is a result of the risk spread over a great number of loans rather than one.