Arrival Fund I | 10% Fixed Returns from Bridge Loans

10%

Fixed Preferred Return

$50K

Minimum Investment

Quarterly

Distribution Schedule

Watch the Webinar to Learn More

Join Nam Phan, COO of Pacific Private Money, and Simon Chen, CEO of Arrival Home Loans, for an exclusive 30-minute investor webinar introducing Arrival Fund I — a residential bridge loan fund offering accredited investors access to consistent, real estate-secured income.

What You’ll Learn:

What is Arrival Fund I?
Explore how this short-term mortgage lending fund supports residential homeowners—not speculators—through carefully underwritten, first-position loans.

Why Choose Arrival Fund I?
Discover how investors can earn a 10% fixed preferred return, paid quarterly, with no capital calls, no leverage, and no missed distributions in over 17 years of management.

How the Fund Works
Learn about the fund’s focus on cross-collateralized loans backed by owner-occupied properties, and why this strategy supports both borrower success and investor security.

Who Should Attend
Accredited investors seeking high-yield, fixed-income alternatives to traditional markets—especially those prioritizing asset-backed stability and IRA compatibility.

Disclaimer: This webinar is for educational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any securities. Any such offer or solicitation will be made solely through the Fund’s Private Placement Memorandum (PPM) and only where permitted by law. All investments carry risk, including the possible loss of principal. Past performance is not indicative of future results.

Get Instant Access to the Arrival Fund I Fact Sheet & Executive Summary

Discover how the Arrival Fund I can help you earn a fixed 10% return through through consumer bridge loans. Get your Fact Sheet and Executive Summary delivered straight to your inbox and explore how this private mortgage fund offers passive income, quarterly distributions, and portfolio diversification.

What is Arrival Fund I?

Arrival Fund I is a residential bridge lending fund created by Pacific Private Money to provide accredited investors with a secure, fixed-income opportunity through short-term, real estate-backed loans. Unlike traditional mortgage funds that serve investors or developers, Arrival Fund I focuses exclusively on owner-occupied, consumer bridge loans—helping qualified homeowners purchase a new primary residence before selling their current one.

The fund issues short-term loans, typically around 11 months, secured by first-position liens on single-family homes across multiple U.S. markets. These loans are underwritten with conservative loan-to-value ratios and are funded entirely with investor capital—no leverage is used. Investors receive a fixed 10% preferred return, distributed quarterly, along with the option to invest through Self-Directed IRAs and other retirement accounts. With a $50,000 minimum investment and a 12-month lockup period, Arrival Fund I is designed for accredited investors seeking reliable passive income backed by real estate-secured consumer loans.

Why Choose Arrival Fund I?

The Arrival Fund I is structured to offer fixed-income performance with built-in security through a conservative, real estate-backed lending strategy:

10% Fixed Preferred Return – Higher yield than traditional fixed-income products.
Owner-Occupied Focus – Helping qualified homeowners through transitional financing.
Short-Term Lending Model – 11-month bridge loans for faster capital recycling.
Quarterly Income – Reliable, recurring distributions.
Secure Collateral – First-position real estate liens on primary residences.
Expert Management – Over $2B in loans originated by Pacific Private Money.

Why Invest in Consumer Bridge Loans?

Passive Investment – No Property Management Needed

Arrival Fund I is managed by a seasoned lending team that handles all aspects of loan origination, servicing, and collections. Investors benefit from consistent, passive income with no landlord responsibilities.

Fixed 10% Preferred Return – Paid Quarterly

Consumer bridge loans often command higher interest rates due to their speed and short term. Arrival Fund I passes this benefit on to investors with a fixed 10% annual return distributed quarterly.

Real Estate-Backed Security

All loans are secured by real estate, offering strong downside protection through conservative underwriting and first-position lien rights.

Loans are secured by first-position liens on homes
Conservative loan-to-value ratios (65%-70%) minimize risk
If a borrower defaults, the fund has the legal right to foreclose and liquidate

Diversified Residential Lending

Arrival Fund I focuses on a geographically diverse mix of owner-occupied homes, helping to spread risk across various markets.

Quarterly Cash Flow & Liquidity

Arrival Fund I offers reliable, fixed quarterly income with the flexibility of post-lockup redemptions.

Fixed quarterly income for stable planning
12-month lockup followed by redemption options based on fund liquidity

Inflation-Resilient Asset Class

As interest rates and home values rise, real estate-secured investments like consumer bridge loans help protect your purchasing power.

What Our Investors are Saying

Joel L.

Investor

I've bought three notes from Mark this year. They are good clean deals and I will continue buying from Mark. I've been a note investor for almost 30 years.

Grant L.

Investor

My experience with Pacific Private Money has been one where they have responded to any and all of my questions in a prompt manner. Nam and all staff members have been ..."

John S.

Investor

I've been with Pacific Private Money for years. Depending on my immediate desire for either high rate of return or freedom to withdraw capital easily, I've invested in first ..."

Carolyn C.

Investor

I’ve been a highly satisfied investor with Pacific Private Money Fund I since 2014. I’m impressed with the competence, integrity, and transparency of PPM’s management team. ..."

Paul N.

Investor

We invested the minimum in the flagship, but had our reservations at first. We have been working with the Office Manager, Andrea, and her customer service skills have been ..."

Tom T.

Investor

I've been invested in the PPM fund via my IRA for just over two years. Nam facilitated a very informative initial due diligence meeting with Mark Hanf in which all of my ..."

Tim B.

Investor

Pacific Private Money provides my ideal balance of security and liquidity. The PPM Fund gives me regular monthly income at a steady but profitable rate, backed by solid RE ..."

Andrew C.

Investor

Although I’m a relatively new investor starting in February 2020, I’ve found people at Pacific Private Money very professional, efficient and friendly. My funds were quickly ..."

Richard L.

Investor

As a new investor in PPM, I appreciate the responsiveness and professionalism that I have received. Whenever I have a question, either Nam or Andrea respond quickly and ..."

Eric D.

Investor

I first learned about Mark and Pacific Private Money in 2013 through Marin Magazine, and also from seeing his office when driving through downtown Novato. I invested into his ..."

Issa A.

Investor

I have been a customer for 3 years, and I have been completely satisfied with the level of service and performance of Pacific. The staff are professional and took care of all ..."

Nicole S.

Investor

I was introduced to PPM three years ago while finishing up my divorce. I was new to managing my investments, and am so appreciative of the thorough education on PPM that I ..."

Michael K.

Investor

Great experience working with PPM personnel. The return on investment were as promised and more averaging between 7.5% to 8% compounded interest. Mark Hanf is a professional ..."

Mikol D.

Investor

I have been an investor with Pacific Private Money along with my 95 year old mother and my sister. They were referred by our trusted financial advisor. He is extremely ..."

Steven J.

Investor

I was impressed with the knowledge of the industry this team has. Very transparent discussions and data in the monthly reporting process. I have been pleased with the results ..."

Ed R.

Investor

Last year when I sold an investment property owned by my self directed IRA, I needed a place to put the money and get a solid return on my investment. Pacific Private Money ..."

Joseph Z.

Investor

I have been a client with PPM for over 6 yrs, and I have invested in several trust deeds. Some were first TD's and some were 2 TD's. All have paid on time and never had a ..."

Lee L.

Investor

My wife and I have been with Pacific Private Money for many years. Their staff is incredibly responsive, honest and most helpful. We could not possibly have received the ..."

Richard R.

Rehabber & Client

Mark Hanf and his Pacific Private money team are incredible. Mark is courteous and professional, his attention to detail and hands on approach translate into smooth and ..."

Brian K.

Operations Manager for the Legacy Group

We rely on Mark Hanf and his Pacific Private Money team for many of our property purchases in Northern California. We do multiple deals each month, and some of those are in ..."

K. S.

Real Estate Owner

Exactly by the date that Mark and Lisa projected, I received my funding. This was my first time having to resort to "hard" money, but had I the luck of contacting Mark and ..."

Lance C.

Real Estate Investor

I have been working with Mark Hanf and the crew at Pacific Private Money Loans for a while now. The professionalism and speed Mark's team operates is second to none. ..."

Mihael L.

Investor

Mark and his team were very helpful in putting my Fairfield, Ca. deal together. I will use them for future deals. They understand the need to move quickly.

Salvatore R.

Senior Vice President

Hi Mark, I want to thak you and your staff for working diligently on behalf of Claudia and myself in educating us in investing in deeds of trust. Your staff has gone the ..."

Doug C.

Mark has been helping me build my IRA securely over the last 3 years by investing in the fund and in private loans. He has always been available to answer questions. His ..."

Scott B.

Mortgage Investor

I really cannot say enough about Mark and his team who saved my client his very important transaction. My purchase loan with an institutional lender went sideways the day ..."

Joel L.

Investor

I've bought three notes from Mark this year. They are good clean deals and I will continue buying from Mark. I've been a note investor for almost 30 years.

Mike H.

Business Owner

Mark and the entire staff at Pacific Private Money Loans are awesome. They had to rush to get my deal done, and although it was a lot of work it was accomplished earlier than ..."

Joe A.

DDS & Real Estate Investor

Mark Hanf & his company are brilliant and so committed to client satisfaction! Our first contact resulted in a confirmed successful loan in approximately 5 hours! Since ..."

A.L.

Homebuyer

We were very pleased with the loan we received from Pacific. The service from the staff, including Rick, Jordynn and Mirka was very good. They were always response and ..."

J. Z.

Independent Financial Advisor

I was looking for a low risk investment to increase my return on my bank deposits. I discovered Mark Hanf and PPMI and drove to question them in their Novato office.. Mark ..."

Gregory R. H.

Developer

We had a loan which was impossible via conventional lending. Pacific Money got us the funds we requested and more. A fantastic team and I am now recommending them to my ..."

Tom Z.

Pacific Money presents solid lending opportunities and processes transactions with detail and care. I've been impressed with every member of the team and highly recommend ..."

Arlene S.

We have invested in mortgages with Pacific Private Money and have found them professional, competent and reliable.

David M.

Individual Investor

PPM continues to do an excellent job. Their staff is professional and helpful. Most importantly they communicate clearly and effectively.

Gaelon

Owner

Pacific Private Money is as advertised they get the job done period. The staff is efficient, knowledgeable, and they have someone is place for every step of the way. They ..."

Vivien

Owner of Weller House Inn

I can highly recommend Pacific Private Money. They met my needs promptly, in spite of unusual details which had been too challenging for several other hard money lending ..."

Sky P.

CEO of Brix Beverage

Using Pacific Private Funding to complete a 2nd on my home was not only one of the easiest things I have ever experienced in the lending arena, but the fastest as well. The ..."

Brandon

New Home Owner

Pacific Private Money saved me. I was in contract to buy a house and a week before Close of escrow our loan was declined. I called Pacific Private Money and they looked at ..."

Arthur S.

Retired CEO

I have done business with Pacific Mortgage for almost 5 years. Before my retirement I was CEO of two companies which did business in Mortgage Loans and Real Estate. The ..."

Mary M.

Lender

A trusted friend recently recommended Pacific Private Investments. From my initial contact until completion of my first loan funding, I felt in the caring hands of a ..."

Kathleen B.

Entrepreneur

My whole transaction with Pacific Private Money was very professional and extremely easy!!! They followed through exactly with the quotes I first received. In my opinion, ..."

Russell R.

Broker and Borrower

Mark is one of the good guys in the private lending business. He is intelligent, hard working, reliable, and most important, honest as well. I would recommend doing business ..."

Eric A.

Investor

After retiring from the buy-remodel-sell real estate business, it was only natural for me to go into the business of lending to people in the same line of work, as well as ..."

James C.

President of Beach Street Builders, Inc.

Pacific Private Money did an outstanding job with our transaction, they were timely, came through on their commitment, very attentive and professional. I would highly ..."

David H.

Investor

Very experienced and resourceful Lender. Fast response time help us close deals and excel in our industry. I highly recommend contacting PPM, they funded one of my rehab ..."

Frequently Asked Questions (FAQs) – Arrival Fund I

What is Arrival Fund I?
Arrival Fund I is a real estate lending fund that offers consumer bridge loans—short-term financing for homeowners buying a new residence before selling their current one. Investors receive a fixed 10% preferred return, paid quarterly.

What are consumer bridge loans?
Consumer bridge loans are short-term mortgages that help creditworthy homeowners quickly finance the purchase of a new primary residence. These loans are secured by the home being purchased, carry terms of typically 11 months, and are paid off once the borrower’s current home is sold.

Who is eligible to invest in Arrival Fund I?
Only accredited investors may invest, as defined by the SEC:

$1M net worth (excluding primary residence)
$200K annual income (or $300K for joint filers)

What return can I expect from this fund?
Arrival Fund I offers a 10% fixed preferred return, distributed quarterly. This return is not market-dependent and is generated from interest income on secured bridge loans.

How often will I receive income distributions?
Distributions are made on a quarterly basis, based on the fund’s earnings from borrower interest payments.

Is my investment secured?
Yes. All loans are secured by first-position liens on owner-occupied single-family homes, providing strong collateral protection.

What is the lockup period?
There is a 12-month initial lockup period. After that, investors may request redemptions, which are subject to fund liquidity and management approval.

Can I reinvest my quarterly distributions?
Yes. You may choose to reinvest your earnings or take quarterly cash payments, depending on your income strategy.

What makes Arrival Fund I different from other funds?
Arrival Fund I offers:

Focus on owner-occupied residential bridge loans
Fixed returns, not fluctuating with market conditions
Quarterly cash flow instead of monthly
Real estate-secured investments with conservative underwriting
Management by a team with over $2 billion in loan originations

What types of properties does the fund lend on?
The fund lends on primary residences, specifically owner-occupied single-family homes across various U.S. markets.

Does the fund use leverage?
No. The fund is 100% equity-based, meaning it does not borrow money to make loans, minimizing risk and complexity.

What happens if a borrower stops paying?
In the rare case of default, the fund has legal rights to foreclose and sell the property to recover capital. These loans are underwritten conservatively to avoid such outcomes.

Can I invest through my retirement account?
Yes! Arrival Fund I accepts Self-Directed IRAs, Solo 401(k)s, and other qualified retirement plans.

Are there any tax benefits to investing in the Arrival Fund I?
Potential tax benefits may include:

Qualified Business Income (QBI) deductions
Tax-deferred growth in retirement accounts
Interest income tax treatment

Investors should consult their tax advisor to explore specific benefits.

Disclaimer:

Risk & Investment Disclosure: Investing in real estate-related loans involves risk, including the potential loss of principal. Past performance is not indicative of future results. Prospective investors should perform their own due diligence and consult with independent financial and legal advisors before making any investment decision.

Securities Disclosure: This webpage is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any securities. Any such offer will be made only through a Private Placement Memorandum (PPM) and only to qualified accredited investors in jurisdictions where permitted by law.