Blog - Pacific Private Money

How to Buy an Investment Property
One of the first questions that can arise when deciding how to buy investment property is also one of the most important to answer. Should I go into debt when investing in real estate? Here’s a rule of thumb to address this question: pay down the debt until and unless the return on it is…

How To Get A Bridge Loan
How do you get a bridge loan? It might be better to ask first “what is a bridge loan?” Yes, we know the competition is thick right now. Buyers are making 7 or 8 offers before landing a home. Sellers are afraid to sell because they fear not being able to find and purchase…

How Can You Make Cash-Like Offers Without Paying Cash?
What if we told you that you can start making cash-like offers on a house without having to pony up the cash? It is no secret that right now the real estate market is hotter than ever. Properties are selling so quickly that buyers often need a competitive offer to even be considered. Redfin News offers…

The Ability Builders Need For Victory In Rebuilding California
2020 was a record-setting year in many ways. The COVID-19 pandemic raged around the world, forcing businesses and private citizens into lockdowns of varying duration. It saw record levels of unrest as protestors demanded social justice and racial equality. 2020 also ushered in a record-setting year for wildfire damage in California. All told, almost 10,500…

Understanding Value To Be Gained By Funding Private Construction Loans
California’s construction industry is one of the strongest and most diverse in the world. However, it’s often misperceived. From the outside, it often seems as though construction companies and real estate developers have everything necessary to move from project to project, with businesses and consumers smoothly falling into line and purchasing developed properties. However, that smooth,…

Private Money Loans: Who Needs Them and How Are They of Benefit?
Real estate financing is a complicated thing. That’s true whether you’re an aspiring homeowner, want to fix and flip properties, or are looking for financing to purchase a place for your business to call home. Throw in additional factors like a couple of blemishes on your credit history, the need to finance quickly, or the desire to negotiate repayment…

Real Estate Debt: The Timely Investment Strategy For Today
We live in a bizarre time. The stock market can be at an all-time high one day, and crash the next. We’ve seen the single largest decline in GDP in history, and yet some pundits claim that we’re not in a recession. To say that things are uncertain and that traditional investment options lack security…

Simple 6 Step Risk Mitigation Plan: Know What To Look For
Lending comes with inherent risk. There is always a chance that something will go wrong at some point along the way. However, a way must be found to provide borrowers with funding despite those risks while still protecting investors from the worst-possible fallout. That’s where a risk mitigation plan comes into play. At Pacific Private…

How is an Owner-Occupied Private Money Loan Unique?
The real estate industry is increasingly competitive. That’s particularly true in states like California, where the number of would-be buyers always outstrips available properties. When there just aren’t enough homes to go around, sellers are in charge, and buyers must seek any advantage they can get to secure their next home. An owner-occupied private money…

Easily Find Bridge Loan Success Stories You’ll Relate To
Whether you are a real estate agent or a mortgage broker, getting your client into their new home is a tough job. However, often times many homebuyers find themselves stuck between that proverbial rock and a hard place. They need to purchase a new home, but they must sell their current one first. Numerous challenges present themselves…