picPacific Private Money recently funded a $100,000, 41% LTV, cash-out refinance on this cute home in Manteca.  The borrowers are repeat clients.  The property is a 4 bedroom / 2 bath home leased at $1,200 per month, providing a 1.20 debt coverage ratio.  The borrowers needed the funds for capital infusion for their auto business.  Conventional Loans are typically not available for cash-out financing on rental property. Pacific Private Money specializes in quick, private solutions to your capital needs.