There are still many markets and neighborhoods in the Bay Area (and California) where listings are getting multiple offers.  Buyers who aren’t coming in with an all cash offer or have to sell their home in order to finance the new purchase are at a disadvantage. What most buyers and their agents don’t know is that they can use private money to make a non-sale contingent offer using a little known product, the Consumer Bridge Loan for Owner-Occupied Purchases. Pacific Private Money is one of the very few private/hard money sources for consumer purchase loans. We’ve helped hundreds of families make non-contingent offers in competitive markets or close a deal that’s in distress. We’re fast, friendly and 100% reliable and are a solid Plan B, when Plan A (bank financing) is not a viable option for closing. Interest-only payments & NO prepayment penalties. California-only. Mortgage brokers and Realtors, give us a call. You keep your client as Pacific Private Money does not make conventional loans.