To anyone who visits our website or blog, one thing that stands out is how few new blog posts I got around to in 2010.  Quite frankly, 2010 was a blur of activity.  While many real estate professionals found it challenging to make money last year, here at Pacific we worked overtime serving our borrower and lender clients.  2010 was a great year for private lending, and we did our part to prime the economic engines of Northern California by originating nearly 100 private loans!  There are no public statistics kept on private lenders, but I bet very few private money loan originators did more loans than us last year. We did a record pace of loans, despite the fact that January 2010 was a slow month.  Well, January 2011 came out swinging, and our prediction is that privately-funded real estate loans will be an even bigger investment opportunity in 2011. Banks are stingier than ever, and real estate investors need capital.  The quality of loan requests crossing our desks is the highest we’ve ever seen, with strong borrowers, good real estate and excellent exit strategies for repayment. If you are seeking capital to leverage your real estate investment activity, you need to give us a call. Alternatively, if you are an investor who simply wants to put your savings to work earning real yields, you owe it to yourself to investigate our loan products that will pay you anywhere from 8% to 11% fixed annual rates, secured by income-producing investment property in Northern California.